Getting a pool sounds like the dream — instant backyard oasis, fun for the kids, and a great way to cool off in the heat. But once you start looking into it, questions come up fast: Inground or above ground? Covered or open? Chlorine or saltwater? Worth it — or just a money pit?
Here’s a straightforward guide if you’re considering a home pool in the U.S., based on what actually matters once you live with one.
Indoor vs. Outdoor Pool: What’s Better?
Outdoor pools are more common and more affordable. If you’re in a warm state like Florida, Arizona, or Texas, this is the go-to. You get the sun, fresh air, and classic pool vibes.
Pros:
- More budget-friendly to build
- Natural ventilation = less humidity control needed
- Easy to integrate into a backyard design
Cons:
- Limited seasonal use in colder states
- Needs regular cleaning (leaves, bugs, etc.)
- Weather-dependent
Indoor pools give you year-round swimming, but they’re expensive to build and maintain. They need humidity control, good ventilation, and special materials to avoid mold.
Pros:
- Use it in any weather, any season
- Less debris and cleaning
- More privacy
Cons:
- High cost (building + ongoing maintenance)
- Needs proper ventilation to avoid moisture damage
- Not ideal if you just want something low-key
If you live in the North or Midwest, an indoor pool might make sense — but it’s rarely a casual addition.
Inground vs. Above-Ground Pools
Inground pools look sleek and add value (in some markets), but they come with higher costs.
- Long-term solution
- More design options (shape, depth, lighting)
- Higher resale appeal — especially in warmer states
Above-ground pools are much cheaper and faster to install, but often seen as temporary.
- Good for tight budgets
- Easier to remove or replace
- Less maintenance-intensive upfront
Tip: If you’re unsure whether pool life is for you, start with an above-ground and see how often you really use it.
Covered or Uncovered?
Adding a screen or enclosure around your pool changes the game, especially in buggy or storm-prone states.
Uncovered pools are fine if you live in a dry area or use the pool only part of the year.
Covered (screened) pools — common in Florida — help with:
- Keeping leaves, bugs, and critters out
- Reducing UV exposure and chlorine use
- Making pool areas safer for pets and kids
A basic screen enclosure adds cost but cuts down big-time on daily cleaning and sun damage.
Don’t Forget Ongoing Costs
Owning a pool is more than just the install. Expect:
- Monthly maintenance (cleaning, balancing chemicals)
- Water bills (especially if it’s hot and evaporation is high)
- Equipment upkeep (filters, pumps, heaters)
- Insurance adjustments (especially with no fence)
Also: some cities and counties require permits, fencing, and regular inspections — always check your local code.
Final Thought
A home pool can be amazing — or a hassle. It depends on your climate, your budget, and how much you’ll actually use it. Outdoor, inground, and covered pools make the most sense in hot, humid areas. Indoor or heated pools work better in colder zones — but they come at a price.
Be realistic about how much you’ll swim, what upkeep you can handle, and whether it fits your lifestyle. If you get it right, a pool can be the best part of your home. If not? It’s just another thing to clean every weekend.
Picture Credit: Freepik